The clause of generalized and indiscriminate taxation to the consumer client of all the expenses of formalization of the guarantee of the loan that constitutes the mortgage affects absolutely all the mortgage loans.
This non-negotiated imposition on the client of the assumption of payment of all these expenses, some of which, even by law, are the responsibility of the bank, is precisely the cause of the judicial nullity of said clause with the consequent refund to the client of the amounts unduly overpaid with their legal interests.
Our method is also constantly updated adapting the demands to the latest jurisprudential developments. This permanent update, together with the experience of the Office of taking almost a decade specialized in winning trials against banks in all instances, until the Plenary Session of the Supreme Court in 2015, makes 100% success in nullity judgments of abusive
clauses in mortgage loans. The expenses that can be claimed jurisprudentially are referred to the notary, property registration, property appraisal and agency fees.
Last but not least, given the high volume of cases handled, we allow ourselves to offer unsurpassed economic conditions, with 3 premises:
1º.- We do not charge if the client does not charge
2nd.- We charge when the customer chargesº.- Of what is charged, 85% for the client, 15% for